J.R. Bale will be speaking at the National PLAN Alliance Conference on April 7, 2022 at the Hyatt Hotel in Morristown, NJ. His topic is Out of Poverty: Teaching Financial Literacy to People with Disabilities.

Eighty percent of disabled people in America are unemployed, pushing them toward poverty. While many special needs individuals receive government benefits, they are “means tested,” limiting how much money they can earn or hold. Otherwise, they lose the security of their government benefits, thus reducing the motivation to earn more, thus encouraging their trajectory toward poverty. One step toward improving their lives is teaching them about finacial literacy and how to manage their own finances to the level their abilities will allow.

The PLAN Alliance consists of local organizations which aid people with disabilities with a variety of issues, including residence needs, guardianship and financial management.